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As a (dis)service to you all, I present a list of the following things no insurance geek wants to hear when you're calling in an auto claim. If you're apprehensive about reading these, I promise, they are funny. And not in that "only Carly and her fellow insurance geeks would get it" way, either.



Actual Statements from Claim Forms


1) Coming home, I drove into the wrong house and collided with a tree I don't have.

2) The other car collided with mine without giving warning of its intentions.

3) I thought my window was down but found out it was up when I put my head through it.

4) I collided with a stationary truck coming the other way.

5) A truck backed through my windshield into my wife's face.

6) A pedestrian hit me and went under my car.

7) The guy was all over the road. I had to swerve a number of times before I hit him.

8) I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment.

9) In my attempt to kill a fly, I drove into a telephone pole.

10) I had been shopping for plants all day and was on my way home. As I reached an intersection, a hedge sprang up, obscuring my vision and I did not see the other car.

11) I had been driving for 40 years when I fell asleep at the wheel and had an accident.

12) I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident.

13) As I approached the intersection, a sign suddenly appeared in a place where no stop sign had ever appeared before. I was unable to stop in time to avoid the accident.

14) To avoid hitting the bumper of the car in front, I struck the pedestrian.

15) My car was legally parked as it backed into the other vehicle.

16) An invisible car came out of nowhere, struck my car and vanished.

17) I told the police that I was not injured, but on removing my hat, I found that I had a fractured skull.

18) I was sure that the old fellow would never make it to the other side of the road when I struck him.

19) The pedestrian had no idea which direction to run, so I ran over him.

20) I saw a slow moving, sad faced old gentleman as he bounced off the hood of my car.

21) The indirect cause of the accident was a little guy in a small car with a big mouth.

22) I was thrown from my car as it left the road. I was later found in a ditch by some stray cows.

23) The telephone pole was approaching. I was attempting to swerve out of its way when it struck my front end.
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