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Sometimes, people say the oddest things. I know what they're getting at, but upon first listen, they're funny as anything.

Like the client I was explaining Umbrella coverage (see my last entry) to - when I gave her an example of why the coverage is important, this is what happened:

Me: Well, something that could happen would be that a person might slip and fall on a patch of ice on your sidewalk. They'd get hurt, then threaten to sue you.

Client: That wouldn't happen. We keep our sidewalks clear.

Of course, I'm thinking to myself, "Do you go out and salt down the sidewalk at 3 o'clock in the morning after a late-night ice storm?"


ANYTHING can happen, and we're trying to insure people against those remote possibilities. But still ... the mental image of this client or her husband going out in the middle of the night to salt down their sidewalk to keep people from falling down ... hehe

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