Insurance talk
Jan. 11th, 2003 02:48 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
hiddenmuseJust a bit of advice - whether you want it or not. :^P
If an insurance company says that they're not going to renew your account, do NOT turn in 'one last claim' to spite them. Being immature and pissy towards a company only makes you look bad. Besides, it makes you a morale hazard - which is like a scarlet letter on your insurance record.
I only say this because I've had a few people turn in what I call "spite claims" - their way of getting back at the company for cancelling their policy. "If they're gonna cancel me, I'll turn in this claim for a lot of money - I'll show THEM!" seems to be what they're thinking.
What's really bad is that one client that did the spite claim thing apparently turned in a claim on something that should've been taken care of probably months ago (due to a broken pipe or connector on the washing machine)- instead, he let it foment and turn into a huge water damage/mold claim. Lovely. And yes, I did indicate on the claim notice that it was something that developed over time. Hey, he said it - and I'm doing my job by reporting it.
I want to round up the Spite Claimants and whomp them in their heads with a big fucking All-Clad pan. But I think that the scarlet letter on their insurance records is karmic retribution enough.
If an insurance company says that they're not going to renew your account, do NOT turn in 'one last claim' to spite them. Being immature and pissy towards a company only makes you look bad. Besides, it makes you a morale hazard - which is like a scarlet letter on your insurance record.
I only say this because I've had a few people turn in what I call "spite claims" - their way of getting back at the company for cancelling their policy. "If they're gonna cancel me, I'll turn in this claim for a lot of money - I'll show THEM!" seems to be what they're thinking.
What's really bad is that one client that did the spite claim thing apparently turned in a claim on something that should've been taken care of probably months ago (due to a broken pipe or connector on the washing machine)- instead, he let it foment and turn into a huge water damage/mold claim. Lovely. And yes, I did indicate on the claim notice that it was something that developed over time. Hey, he said it - and I'm doing my job by reporting it.
I want to round up the Spite Claimants and whomp them in their heads with a big fucking All-Clad pan. But I think that the scarlet letter on their insurance records is karmic retribution enough.
